What is considered critical illness with Aflac?
Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous …
What are the requirements to get Aflac insurance?
You must be 18 or older to apply for Aflac insurance. Availability varies by product; see your local Aflac agent for details. The out-of-pocket expenses displayed are estimated at 40% of the total medical cost, assuming that average major medical plans cover approximately 60% of the expense.
How much does Aflac pay for an ultrasound?
CANCER SCREENING WELLNESS BENEFIT: Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate …
What is covered under critical illness policy?
A critical illness plan is a policy that pays the insured a lump sum following the diagnosis of an illness covered under the plan. Critical-illness plans often cover diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others.
How long do you have to have AFLAC before you can use it?
Both the policy and the rider must remain in force for five consecutive years for you to be eligible for the Aflac Value Benefit. If the rider is issued after the Effective Date of the policy, the initial consecutive five-year period begins on the rider Effective Date.
Can you get AFLAC without health insurance?
Aflac policies are considered HIPAA excepted benefits because they are not major medical health insurance. This means they’re offered separately from major medical coverage and are not an integral part of an individual’s health plan.
Is Aflac a good plan?
Aflac has an A+ rating from A.M. Best, a credit rating agency for the insurance industry. Aflac also sells some of its supplemental insurance products directly to individuals.
Does Aflac cover ultrasounds?
Benefits include and are payable for annual physical exams,mammograms, Pap smears, eye examinations, immunizations, flexible sigmoidoscopies, PSA tests, ultrasounds, and blood screenings.
What does Aflac cover for pregnancy?
After a 7 day wait, pays 5 weeks for Normal Pregnancy and 7 weeks for C-Section. Pays in addition to Sick Leave and Sick Bank. Pays during the summer. Pays for bed rest and complications of pregnancy when applied 10 months prior to the birth of the baby or complications.